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CANADIAN CREDIT CARD REVIEWS

Grizzle has compiled a list of cards to help you find the card that suits your needs based on your goal.  Choose one of the following categories below to get started.

MAXIMIZE REWARDS CARDS

SCOTIA MOMENTUM VISA INFINITE CREDIT CARD

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ANNUAL FEES

  • $99

INTEREST RATES

  • 20-23% on purchases, cash advances and balance transfers
  • 2.5% fee for foreign transactions, 3% fee for cash advances and 5% fee for balance transfers

APPROVAL REQUIREMENTS

  • 740 credit score minimum
  • No security deposit required

AMERICAN EXPRESS COBALT CARD

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ANNUAL FEES

  • $120

INTEREST RATES

  • 20-24% on purchases, cash advances and balance transfers
  • 2.5% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers

APPROVAL REQUIREMENTS

  • 670 credit score minimum
  • No security deposit required

AMERICAN EXPRESS SIMPLYCASH PREFERRED CARD

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ANNUAL FEES

  • $99

INTEREST RATES

  • 20-23% on purchases, cash advances and balance transfers
  • 2.5% fee for foreign transactions, 3% fee for cash advances and 0% fee for balance transfers

APPROVAL REQUIREMENTS

  • 580 credit score minimum
  • No security deposit required

SCOTIABANK PLATINUM AMERICAN EXPRESS CARD

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ANNUAL FEES

  • $399

INTEREST RATES

  • 20-23% on purchases, cash advances and balance transfers
  • 2.5% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers

APPROVAL REQUIREMENTS

  • 740 credit score minimum
  • No security deposit required

SCOTIABANK GOLD AMERICAN EXPRESS CARD

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ANNUAL FEES

  • $99

INTEREST RATES

  • 20-23% on purchases, cash advances and balance transfers
  • 2.5% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers

APPROVAL REQUIREMENTS

  • 740 credit score minimum
  • No security deposit required

SCOTIABANK PASSPORT VISA INFINITE CARD

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ANNUAL FEES

  • $139

INTEREST RATES

  • 20-23% on purchases, cash advances and balance transfers
  • 0% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers

APPROVAL REQUIREMENTS

  • 740 credit score minimum
  • No security deposit required

IMPROVE CREDIT SCORE CARDS

MBNA TRUE LINE GOLD MASTERCARD

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ANNUAL FEES

  • $39

INTEREST RATES

  • 9-25% on purchases, cash advances and balance transfers
  • 2.5% fee for foreign transactions, 1% fee for cash advances and 1% fee for balance transfers

APPROVAL REQUIREMENTS

  • 670 credit score minimum
  • No security deposit required

SCOTIABANK VALUE VISA CARD

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ANNUAL FEES

  • $29

INTEREST RATES

  • 13% on purchases, cash advances and balance transfers
  • 2.5% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers

APPROVAL REQUIREMENTS

  • 670 credit score minimum
  • No security deposit required

PAY DOWN DEBT CARDS

RBC VISA PLATINUM CARD

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ANNUAL FEES

  • No fees for this card

INTEREST RATES

  • 20-23% on purchases, cash advances and balance transfers
  • 2.5% fee for foreign transactions, 0% fee for cash advances and 0% fee for balance transfers

APPROVAL REQUIREMENTS

  • 670 credit score minimum
  • No security deposit required

CARDS TO BUILD YOUR CREDIT

REFRESH SECURED VISA CARD

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ANNUAL FEES

  • $48.95

INTEREST RATES

  • 18% on purchases, cash advances and balance transfers
  • 3.5% fee for foreign transactions and $5 fee for cash advances

APPROVAL REQUIREMENTS

  • No credit check required
  • $200 security deposit required

HOME TRUST NO-FEE SECURED VISA CARD

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ANNUAL FEES

  • No fees for this card

INTEREST RATES

  • 20% on purchases, cash advances and balance transfers
  • 2% fee for foreign transactions and 1% fee for cash advances

APPROVAL REQUIREMENTS

  • No credit check required
  • $500 security deposit required

HOME TRUST SECURED FEE VISA CARD

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ANNUAL FEES

  • $59

INTEREST RATES

  • 15-18% on purchases, cash advances and balance transfers
  • 2% fee for foreign transactions and 1% fee for cash advances

APPROVAL REQUIREMENTS

  • No credit check required
  • $500 security deposit required

DCU VISA PLATINUM SECURED CARD

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ANNUAL FEES

  • No fees for this card

INTEREST RATES

  • 13-18% on purchases, cash advances and balance transfers
  • 0% fee for foreign transactions, 0% fee for cash advances and 0% fee for balance transfers

APPROVAL REQUIREMENTS

  • 350 credit score minimum
  • $500 security deposit required