CANADIAN CREDIT CARD REVIEWS
Grizzle has compiled a list of cards to help you find the card that suits your needs based on your goal. Choose one of the following categories below to get started.
MAXIMIZE REWARDS CARDS
SCOTIA MOMENTUM VISA INFINITE CREDIT CARD
ANNUAL FEES
- $99
INTEREST RATES
- 20-23% on purchases, cash advances and balance transfers
- 2.5% fee for foreign transactions, 3% fee for cash advances and 5% fee for balance transfers
APPROVAL REQUIREMENTS
- 740 credit score minimum
- No security deposit required
AMERICAN EXPRESS COBALT CARD
ANNUAL FEES
- $120
INTEREST RATES
- 20-24% on purchases, cash advances and balance transfers
- 2.5% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers
APPROVAL REQUIREMENTS
- 670 credit score minimum
- No security deposit required
AMERICAN EXPRESS SIMPLYCASH PREFERRED CARD
ANNUAL FEES
- $99
INTEREST RATES
- 20-23% on purchases, cash advances and balance transfers
- 2.5% fee for foreign transactions, 3% fee for cash advances and 0% fee for balance transfers
APPROVAL REQUIREMENTS
- 580 credit score minimum
- No security deposit required
SCOTIABANK PLATINUM AMERICAN EXPRESS CARD
ANNUAL FEES
- $399
INTEREST RATES
- 20-23% on purchases, cash advances and balance transfers
- 2.5% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers
APPROVAL REQUIREMENTS
- 740 credit score minimum
- No security deposit required
SCOTIABANK GOLD AMERICAN EXPRESS CARD
ANNUAL FEES
- $99
INTEREST RATES
- 20-23% on purchases, cash advances and balance transfers
- 2.5% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers
APPROVAL REQUIREMENTS
- 740 credit score minimum
- No security deposit required
SCOTIABANK PASSPORT VISA INFINITE CARD
ANNUAL FEES
- $139
INTEREST RATES
- 20-23% on purchases, cash advances and balance transfers
- 0% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers
APPROVAL REQUIREMENTS
- 740 credit score minimum
- No security deposit required
IMPROVE CREDIT SCORE CARDS
MBNA TRUE LINE GOLD MASTERCARD
ANNUAL FEES
- $39
INTEREST RATES
- 9-25% on purchases, cash advances and balance transfers
- 2.5% fee for foreign transactions, 1% fee for cash advances and 1% fee for balance transfers
APPROVAL REQUIREMENTS
- 670 credit score minimum
- No security deposit required
SCOTIABANK VALUE VISA CARD
ANNUAL FEES
- $29
INTEREST RATES
- 13% on purchases, cash advances and balance transfers
- 2.5% fee for foreign transactions, 3% fee for cash advances and 3% fee for balance transfers
APPROVAL REQUIREMENTS
- 670 credit score minimum
- No security deposit required
PAY DOWN DEBT CARDS
RBC VISA PLATINUM CARD
ANNUAL FEES
- No fees for this card
INTEREST RATES
- 20-23% on purchases, cash advances and balance transfers
- 2.5% fee for foreign transactions, 0% fee for cash advances and 0% fee for balance transfers
APPROVAL REQUIREMENTS
- 670 credit score minimum
- No security deposit required
CARDS TO BUILD YOUR CREDIT
REFRESH SECURED VISA CARD
ANNUAL FEES
- $48.95
INTEREST RATES
- 18% on purchases, cash advances and balance transfers
- 3.5% fee for foreign transactions and $5 fee for cash advances
APPROVAL REQUIREMENTS
- No credit check required
- $200 security deposit required
HOME TRUST NO-FEE SECURED VISA CARD
ANNUAL FEES
- No fees for this card
INTEREST RATES
- 20% on purchases, cash advances and balance transfers
- 2% fee for foreign transactions and 1% fee for cash advances
APPROVAL REQUIREMENTS
- No credit check required
- $500 security deposit required
HOME TRUST SECURED FEE VISA CARD
ANNUAL FEES
- $59
INTEREST RATES
- 15-18% on purchases, cash advances and balance transfers
- 2% fee for foreign transactions and 1% fee for cash advances
APPROVAL REQUIREMENTS
- No credit check required
- $500 security deposit required
DCU VISA PLATINUM SECURED CARD
ANNUAL FEES
- No fees for this card
INTEREST RATES
- 13-18% on purchases, cash advances and balance transfers
- 0% fee for foreign transactions, 0% fee for cash advances and 0% fee for balance transfers
APPROVAL REQUIREMENTS
- 350 credit score minimum
- $500 security deposit required